Easy Approval Business Funding

Secure Capital for Your Startup

Starting a business is an exciting venture, but one of the biggest challenges entrepreneurs face is securing the necessary funding. In fact, 82% of small businesses fail due to cash flow problems. Many aspiring business owners believe they don’t qualify for funding because of low credit scores or a lack of revenue history, but that’s not always the case.

Fortunately, we've partnered with lenders who specialize in easy-approval business funding, offering solutions for entrepreneurs with credit scores starting at just 500. Whether you need short-term working capital, long-term investment financing, or flexible credit options, we can help you find the right funding and provide the support needed to grow your business. 

Available Financing Options:

1. Lines of Credit

Ideal for managing cash flow and addressing short-term financial needs.

• 36-Month Unsecured Line of Credit: Offers up to 75% of annual revenue (max $1.5M), with a 12-month revolving period and a 36-month amortization period. Interest rates range from 12-25% APR.

• Revolving Line of Credit: Provides flexibility with a payback period of 6-120 months, and monthly rates ranging from 0.55% to 4.5%.

• Interest-Only Business Line of Credit: Loan amounts range from $25K to $150K, with funding in 10-20 business days. Offers monthly interest-only payments with rates at Prime + 2-10%.

Easy Approval Business Credit Lines: Apply Now 

2. Asset-Backed Loans

These loans offer larger funding amounts and lower interest rates than unsecured loans, with repayment structured around cash flow. Closing times range from 1-8 weeks. This is an excellent option for businesses with significant assets that need improved cash flow management.

Easy Approval Asset-Backed Business Loans: Apply Now 

3. Equipment Financing

Funding for equipment and commercial vehicles.

• Payback period: 36-84 months

• Interest rates: 8-20% APR

• Collateral: Heavy equipment or commercial vehicles (with Serial/VIN)

• Credit score: 600+ preferred, but not required

• Closing times: 3-4 weeks

Easy Approval Equipment Financing: Apply Now 

4. Unsecured Financing

For businesses that need flexibility and no collateral requirements.

• Unsecured Working Capital: Payback periods up to 24 months, factor rates as low as 1.04, with no minimum credit score required and closing times as fast as 1 business day.

• Credit Stacking: Access up to $250K in business credit cards and LOCs with 0% interest for 12-18 months. Requires a 680+ credit score and is available for startups as well as established businesses.

• 3-5 Year Bank Term Loan: Loan amounts up to $350,000, rates at Prime + 2-15%, funding time 4-6 weeks.

• Revenue-Based Financing (RBF) for Diverse-Led Businesses: Designed for businesses owned by women, people of color, LGBTQIA+, veterans, or those in low-to-moderate income areas. Loan amounts from $50K-$2M, term lengths of 2-5 years, and repayment at 3-9% of monthly revenue.

Easy Approval Unsecured Business Financing: Apply Now 

5. Real Estate Financing Options

For businesses and investors looking to leverage property assets:

• Home Equity Line of Credit (HELOC): Payback periods up to 30 years, LTV of 50-85%, and interest rates of 5-13% APR (based on credit score).

• Cash-Out Refinancing: Access cash by refinancing an existing mortgage, with fixed or variable rates and terms of 10-30 years.

• Portfolio Financing: Loans secured against a portfolio of properties, with flexible terms based on portfolio value & risk.

• Acquisition & Project Financing: Designed for large-scale real estate acquisitions or developments, with long-term repayment structures, often including interest-only periods.

• Warehouse Line of Credit: Short-term revolving credit line for real estate or inventory financing.

Easy Approval Real Estate Financing: Apply Now 

6. Alternative Real Estate Financing

Available to real estate investors with a minimum credit score of 500:

Hard Money Bridge Loans

• Use: Fix & Flip, Cash-Out Refinance

• Loan Amount: $100K-$50M (Min. Property Value: $150K)

• LTV: 65%-80% (Up to 100% Rehab)

• Term: 6-24 months (Interest Only)

• Rate: 9%-12%

Rental Investment Loans

• Use: Long-term rental financing

• Loan Amount: $100K-$50M (Min. Property Value: $150K)

• LTV: 70%-80% (Purchase), 60%-75% (Cash-Out)

• Term: 5-30 years

• Rate: 6%-14%

Commercial Property Loans

• Use: Commercial real estate financing

• Loan Amount: $100K-$50M (Min. Property Value: $150K)

• LTV: 70%-75% (Income-Producing), 50%-70% (Vacant)

• Term: 5-30 years

• Rate: 8%-18%

Easy Approval Real Estate Investment Financing: Apply Now 

Get the Funds Your Business Needs

Access to capital is one of the most significant factors in determining whether a business succeeds or fails. Many business owners assume they won’t qualify for funding, but alternative lenders provide flexible options even for those with low credit scores or limited revenue history.

If you’re ready to secure funding for your business, we've partnered with lenders who want to help—offering fast approvals and tailored financing solutions to meet your needs. Click the link below to connect with our easy approval business lenders and start your financing process now. 

Apply Today 

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